Debexpert

Get Top Dollar Bids for Your Uncollectible Personal Loans

We'll sell your personal loan portfolio directly to top buyers in a 1-hour auction, allowing you to turn non-performing accounts into profit and focus on what matters most to you.

500+verified buyers$2.5Bportfolios auctioned14 daydeal close
Young professional working on laptop at desk — sell consumer loan portfolios on Debexpert

Trusted by Over 100 Installment Loan Lenders

FIADA — Florida Independent Automobile Dealers AssociationTIADA — Texas Independent Automobile Dealers AssociationGIADA — Georgia Independent Automobile Dealers Association

You know your uncollectible accounts are just gathering dust, but you're not sure what to do with them.

Why is my debt collection agency not delivering results for so long?

Why doesn't my team have enough time to work with all accounts?

How can I avoid pitfalls when selling a debt portfolio?

Lenders holding uncollectible personal and installment loans face the same challenge: collection agencies deliver diminishing returns over time, while the accounts sit on the balance sheet consuming resources. Selling your consumer loan portfolio through Debexpert converts those non-performing accounts into immediate cash — with no fees for sellers and full visibility over every bid.

How It Works

Debexpert helps you sell uncollectible installment and payday loans at the highest price in three steps:

Segment and present your consumer loan portfolio to buyers
01

Determine the most profitable strategy for installment or any personal loans sales

by understanding how to segment your portfolio and identify target buyers.

Debexpert will check your data, improve portfolio presentation, and segment the loans to increase investor engagement and maximize outcomes for your company. Debexpert does this for you, so you can stay focused on working with paying customers.

1-hour auction with over 1,000 qualified investors
02

Get the highest price offers in just a 1-hour auction.

Debexpert will present your installment/payday or personal loans portfolio to over 1,000 qualified investors, who will place their best bids at the auction. This way, you get more money now than through years of collection efforts.

Transparent sale process on the Debexpert platform
03

Enjoy full transparency over the sale while Debexpert takes care of everything.

Debexpert allows you to communicate with buyers directly via chats on the platform, see their engagement and bids online, transfer files via an end-to-end encrypted drive, and close deals, giving you full visibility over the sales process.

Discover the Platform in Action

Success Stories

Past reviews from our clients

  • Very happy to work together with Debexpert group specially Henry with excellent clients service and they teamwork is very professional, helpful and knowledgeable they goes the extra mile to close for any of the clients. I really admire his work ethics. He is very hardworking and always has answer to our questions. Best part he's always available to help. I would highly recommend they services. Thank you
    SK

    Sunny Kumar

    Managing Director, AAA Lenders, Inc.

  • Wonderful communication and support. I have always had all of my questions answered quickly, and everyone has been accommodating to make the process as easy as possible. I always look forward to seeing the new offerings, and am excited to be building a relationship with a great company!
    PF

    Peter Faris

    Owner, Faris Holdings, LLC

  • Professional, fair, and goes the extra mile to close note purchases—especially important when dealing with unrealistic/difficult sellers.
    LN

    Larry Nein

    Owner, Preferred Note Investors

  • Henry is the Business Development rep assigned to our small boutique real estate investment firm. Henry is great with follow-up and answering any and all questions I have. We have been very pleased with both your platform and Henry's service and 'can do' approach.
    AC

    Al Curiel

    President, Associates In Real Estate Holdings, Ltd.

  • Our rep at debexpert.com has always been very proactively communicative, reaching out to make sure we are aware of trades that fit our buying box and easily accessible to answer questions and help facilitate the process.
    LL

    Lisa Lemire

    Managing Member, Kamini Bay Asset Management, LLC

FAQ

Frequently Asked Questions: Consumer loans

Have a different question? Contact us or browse the full FAQ.

Get Started

Get a Free Valuation for Your Consumer Loan Portfolio

Share a few details and your personal manager will guide you through selling your consumer or installment loan portfolio.

Prefer a call?
(302) 703-9387

Start with the seller path

Request a valuation first, or register as a buyer if you also want marketplace access.

I want to sell a portfolio

Request a free valuation and get guided through listing your receivables.

Get a free valuation
I want to buy debt portfolios

Register as a buyer to access marketplace listings, data tapes, and auctions.

Register as a buyer