Buy High-Volume Consumer Debt Portfolios at Auction
Access personal loan, credit card, and retail account portfolios from banks, fintech lenders, and credit unions — bid competitively on Debexpert.
Trusted by over 400 Consumer Debt Sellers
Why Buy Consumer Debt Portfolios?
Largest Debt Market Segment
Consumer debt — including personal loans, credit cards, and retail accounts — is the highest-volume category in the U.S. secondary debt market.
Predictable Performance Data
Rich credit bureau data and extensive payment history are available for consumer accounts, supporting accurate underwriting and pricing.
Scalable Acquisition
Portfolios range from small regional packages to large national tapes — buyers of all sizes can find opportunities that match their capital and servicing capacity.
Established Collection Infrastructure
The consumer debt collection industry is mature and well-regulated, with a deep ecosystem of servicers and law firms.
Consumer debt
Past consumer debt portfolios
Listings are filtered for personal loans, credit cards, and retail accounts. Register for masked data files, due diligence, and bidding.
How It Works
- 01
Create an account
Register at Debexpert loan marketplace.
Register - 02
Due diligence
Access to the loan marketplace is granted after due diligence. It takes just a few minutes to pass.
- 03
Browse portfolios
Analyze portfolios on the loan marketplace. Additional information can be requested directly via chats.
- 04
Real-time bidding
Price offers can be submitted in real time via laptop or mobile app.
- 05
Close deal
Auction winner and seller close the deal and sign the contract online.
- 06
Post-sale service
File exchange and communication logs between buyer and seller are end-to-end encrypted.
Discover the Platform in Action
Success Stories
Past reviews from our clients
“The Debexpert team was extremely helpful. Carlos, Henry, and Mike made the process simple. I would HIGHLY recommend them to anyone needing their services.”
LGLizette Gonzalez
Director of Operations, Approved Money Center
“Auction process went smoothly. Great results on bidding. Thank you.”
SGStephen Gieringer
CEO, NHS of Greater Berks, INC
“Very happy to work together with Debexpert group, especially Henry — excellent client service, very professional, helpful and knowledgeable. I would highly recommend their services.”
SKSunny Kumar
Managing Director, AAA Lenders, Inc.
Other Debt Types We Sell
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$10MauctionedFrequently Asked Questions: Consumer debt
Have a different question? Contact us or browse the full FAQ.
For debt buyers
Interested in Consumer Debt portfolios?
Tell us who you are and what you buy. Our team will follow up with next steps for marketplace access, consumer data tape review, and live auctions — usually within one business day.
Start with the buyer path
Register for marketplace access first, or use the seller path if you want to list receivables.
Register as a buyer to access marketplace listings, data tapes, and auctions.
Request a free valuation and get guided through listing your receivables.