Access the High-Yield Market of MCA & Business Debt
Join experienced investors acquiring merchant cash advance and commercial debt portfolios with strong return potential.
Trusted by over 200 MCA & Business Lenders
Why Buy MCA & Business Debt Portfolios?
High Return Potential
MCA portfolios often carry above-market yields, reflecting the short-term, high-frequency nature of merchant cash advances.
Short Duration Assets
Advances are typically repaid within 3–18 months, enabling faster capital recycling compared to long-term loan portfolios.
Diverse Merchant Base
Portfolios span retail, restaurants, e-commerce, and services — offering built-in sectoral diversification.
Distressed Pricing Opportunities
Charged-off MCA accounts often trade at significant discounts, creating strong upside for experienced buyers.
MCA & Business debt
Past MCA & Business Debt portfolios
Listings are filtered for merchant cash advances and commercial debt. Register for masked data files, due diligence, and bidding.
How It Works
Due diligence
Access to the loan marketplace is granted after due diligence. It takes just a few minutes to pass.
Browse portfolios
Analyze portfolios on the loan marketplace. Additional information can be requested directly via chats.
Real-time bidding
Price offers can be submitted in real time via laptop or mobile app.
Close deal
Auction winner and seller close the deal and sign the contract online.
Post-sale service
File exchange and communication logs between buyer and seller are end-to-end encrypted.
Discover the Platform in Action
Success Stories
Past reviews from our clients
“The Debexpert team was extremely helpful. Carlos, Henry, and Mike made the process simple. I would HIGHLY recommend them to anyone needing their services.”
LGLizette Gonzalez
Director of Operations, Approved Money Center
“Auction process went smoothly. Great results on bidding. Thank you.”
SGStephen Gieringer
CEO, NHS of Greater Berks, INC
“Very happy to work together with Debexpert group, especially Henry — excellent client service, very professional, helpful and knowledgeable. I would highly recommend their services.”
SKSunny Kumar
Managing Director, AAA Lenders, Inc.
Other Debt Types We Sell
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$10MauctionedFrequently Asked Questions: MCA & business debt
Have a different question? Contact us or browse the full FAQ.
For debt buyers
Interested in MCA & Business Debt portfolios?
Tell us who you are and what you buy. Our team will follow up with next steps for marketplace access, MCA deal tape review, and live auctions — usually within one business day.
Start with the buyer path
Register for marketplace access first, or use the seller path if you want to list receivables.
Register as a buyer to access marketplace listings, data tapes, and auctions.
Request a free valuation and get guided through listing your receivables.