Security at Debexpert
We handle sensitive financial data on behalf of banks, lenders, and debt buyers every day. Protecting that data — with enterprise-grade infrastructure, strict access controls, and end-to-end encryption — is our highest priority.
Technical controls
Encryption, firewalls, DDoS protection, and secure infrastructure at every layer.
Human controls
Internal policies, access regulations, and compliance procedures for all staff.
Monitoring
Continuous event logging and real-time threat detection across all systems.
Our security approach
At Debexpert, we prioritize data privacy for every business on the platform. We use the latest technologies and practices to ensure your data is securely protected and to prevent unauthorized access to your account. Your data is never visible to — and cannot be accessed by — users of any other Debexpert account.
We take a comprehensive approach across two dimensions: technical controls (infrastructure, encryption, monitoring) and human controls (policies, documentation, staff training).
Zero Trust architecture
Zero Trust assumes that threats can originate from anywhere — so no user, device, or network is trusted by default.
Mandatory verification
Every access request — regardless of origin — is authenticated and authorized based on all available identity and context signals before access is granted.
Least privilege access
User access is restricted through a role-based access model with risk-based adaptive policies. Users can only access the data their role requires — nothing more.
Continuous monitoring
All events across Debexpert systems are logged and reviewed in real time. Anomalies are detected and flagged automatically to prevent and respond to attacks quickly.
Data protection
End-to-end encryption
All data in transit is protected via HTTPS/TLS. Payment data uses TLS 1.2 on the transport layer. At the application layer, Debexpert supports end-to-end encryption with a private key unknown to any third party. Data at rest is encrypted using the AES standard.
Automated backup & Recovery
To protect against data loss, all data is continuously replicated to a backup data center. In the event of a primary data center failure, the entire infrastructure is restored automatically within minutes — with no loss of data.
Account isolation
User accounts are isolated from each other at the software code level. No user of one account can access data stored in another account under any circumstances. Any unauthorized movement, access, modification, or sale of platform data is treated as a gross violation of user rights.
Secure software development lifecycle
Implementing Secure Software Development Lifecycle (SDLC) practices at every stage of development is a prerequisite for building reliable, secure financial software. Debexpert follows industry best practices for secure programming, including:
- OWASP — protection against the OWASP Top 10 most critical web application security risks
- NIST SP 800-64 — security considerations in the system development life cycle
- NIST SP 800-100 — information security governance and management
Security reviews are integrated into every stage of the development cycle — from design and coding through testing and deployment.
Powered by AWS
Infrastructure & hosting
Debexpert runs on Amazon Web Services (AWS) — providing enterprise-level availability, confidentiality, and data integrity. AWS infrastructure supports compliance with regulatory agencies worldwide and holds certifications including:
- SOC 1, SOC 2, SOC 3
- ISO 27001, ISO 27017, ISO 27018
- PCI DSS Level 1
- FedRAMP
- HIPAA
For the current official program list, see AWS Compliance Programs.
Protected by Cloudflare
Network & application protection
Debexpert uses Cloudflare for network and application security — inspecting and filtering all traffic to prevent unauthorized access at the host, network, and application levels.
Network firewall
Tightly controls traffic to, from, and between Debexpert servers using stateful inspection, intrusion prevention, and web filtering.
Web Application Firewall
Filters web requests by IP address, HTTP headers, HTTP body, and URI strings. Blocks common attacks from the OWASP Top 10 before they reach the application.
DDoS protection
Protects the platform from even the largest distributed denial-of-service attacks with managed detection and automated response — keeping the platform available at all times.
Compliance & access control
Strict participant verification
Every buyer and seller on the platform goes through a multi-step compliance and accreditation process before gaining access. RMAI-aligned standards apply to all participants.
Blocklist functionality & Ratings
Participants who violate platform rules can be blocked. A client rating system helps maintain marketplace quality and accountability across all transactions.
For buyers and sellers
Buy or sell debt portfolios with Debexpert
Register as a buyer to access portfolio listings and auctions, or request a seller valuation to list receivables with verified buyers.
Choose the right request path
Start with the flow that matches your role so our team can route your request clearly.
Register as a buyer to access marketplace listings, data tapes, and auctions.
Request a free valuation and get guided through listing your receivables.