Let Us Handle Your BHPH Accounts to Secure Top Dollar Bids Swiftly
We’ll auction your BHPH accounts among funds and traditional buyers to get the best price offer. Debexpert leads the whole transaction, allowing you to stay focused on your main business.

Trusted by debt sellers across the US
You know that getting the best price for your BHPH accounts could be easier, but you’re not sure how to do it.
How can you make your auto notes more attractive to buyers?
How can I increase the number of buyers interested in my accounts?
How can I solve the problem of long price negotiations?
Most buy here pay here dealers either accept a single buyer’s offer without competition, or spend months searching for companies that buy buy here pay here notes one by one. Debexpert fixes this — our competitive online auction puts multiple BHPH portfolio buyers in the room at once, driving up your final price. The platform is completely free for sellers.
How It Works
Debexpert takes all the burden off your shoulders, allowing you to sell any BHPH accounts at the highest price in three steps:

Present your auto notes to the market in the best possible light
Debexpert will advise you on how to improve the presentation of your portfolio to increase investor engagement and outcomes for your dealership. Drawing on our many years of sales experience, we will suggest what information to add to enhance your sales results.

Use our nationwide database of over 100 investors
By offering your performing BHPH accounts, skips, deficiencies, and bankruptcies to different groups of investors, we provide you with various options, including recourse and non-recourse offers, as well as servicing retained or not retained, so you can choose the best fit.

Auction creates competition and ensures the best price for your BHPH notes
The Debexpert team will be with you throughout the entire sales process to secure the highest price that works for you.
Let’s get the best price for your BHPH portfolio.
List your portfolio today — free valuation, no obligation.
Discover the Platform in Action
Success Stories
Past reviews from our clients
“Very happy to work together with Debexpert group specially Henry with excellent clients service and they teamwork is very professional, helpful and knowledgeable they goes the extra mile to close for any of the clients. I really admire his work ethics. He is very hardworking and always has answer to our questions. Best part he's always available to help. I would highly recommend they services. Thank you”
SKSunny Kumar
Managing Director, AAA Lenders, Inc.
“Wonderful communication and support. I have always had all of my questions answered quickly, and everyone has been accommodating to make the process as easy as possible. I always look forward to seeing the new offerings, and am excited to be building a relationship with a great company!”
PFPeter Faris
Owner, Faris Holdings, LLC
“Professional, fair, and goes the extra mile to close note purchases—especially important when dealing with unrealistic/difficult sellers.”
LNLarry Nein
Owner, Preferred Note Investors
“Henry is the Business Development rep assigned to our small boutique real estate investment firm. Henry is great with follow-up and answering any and all questions I have. We have been very pleased with both your platform and Henry's service and 'can do' approach.”
ACAl Curiel
President, Associates In Real Estate Holdings, Ltd.
“Our rep at debexpert.com has always been very proactively communicative, reaching out to make sure we are aware of trades that fit our buying box and easily accessible to answer questions and help facilitate the process.”
LLLisa Lemire
Managing Member, Kamini Bay Asset Management, LLC
FAQ
Frequently Asked Questions: Selling BHPH notes
Have a different question? Contact us or browse the full FAQ.
Trusted by debt sellers across the US
BHPH & Auto Notes
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Get Started
Get a Free Valuation for Your BHPH Portfolio
Share a few details and your personal manager will guide you through the entire BHPH note selling process.
Start with the seller path
Request a valuation first, or register as a buyer if you also want marketplace access.
Request a free valuation and get guided through listing your receivables.
Register as a buyer to access marketplace listings, data tapes, and auctions.